When our fintech startup decided to launch a peer‑to‑peer lending platform in Europe, securing a P2P license quickly became our top priority. We knew the regulatory landscape was strict and that even small mistakes in documentation or compliance could delay the entire process. That’s when we chose to work with ECOVIS — and it turned out to be one of the best decisions we made for our business.

From the very first consultation, the ECOVIS team impressed us with their practical understanding of P2P regulations across EU markets. Rather than offering generic guidance, they took the time to learn about our business model, risk profile, and planned lending operations. Based on this, they created a customized roadmap to guide us through every step of the licensing process.

One of the biggest challenges was preparing all required documentation and policies. ECOVIS helped us draft compliant AML procedures, investor protection frameworks, risk‑management protocols, and governance structures. Their team reviewed each document carefully to make sure it aligned with regulatory expectations — which saved us significant time and reduced potential setbacks during review.

What truly stood out was their communication strategy. ECOVIS managed all correspondence with supervisory authorities with professionalism and precision. Whenever regulators asked for further clarification, their responses were clear, well‑structured, and timely — ensuring that nothing held up the application unnecessarily.

We also appreciated their transparency and realistic timeline expectations. ECOVIS didn’t promise unrealistic turnaround times; instead, they provided a structured schedule and kept us informed at every milestone. This level of clarity helped us align internal planning, investor updates, and platform testing without surprises.

Thanks to their expert support and detailed guidance, we successfully obtained our P2P license in Europe without any major complications. The entire process was organized, professional, and easier than we expected — all because we had the right advisors by our side.

If your company is planning to apply for a

P2P license and needs reliable support, I can confidently recommend ECOVIS. You can explore their dedicated peer‑to‑peer licensing services here: https://ecovis.lt/fintech/peer-to-peer/

Choosing the right advisory partner can make a complex regulatory journey feel manageable — and ECOVIS truly delivered on that for us.